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Hyundai First Time Buyers Program
 Receive special first time buyer incentives on Accent, Elantra, and Sonata. Even with no credit you can get into a new Hyundai with...
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• First automotive secured loan or credit transaction. *First Time Buyer means applicant has no previous automotive secured loan or credit tradeline on his/her credit report.
• Minimum six months on current job or qualified co-buyer.
• No adverse credit history. No bankruptcies, foreclosures, repossessions, collection accounts, charge-offs, tax liens, judgments, or any other delinquent credit.
• Minimum of $1,000 total down payment required (Total down payment may include rebate cash).
• Verifiable (paystub, W-2, etc.) monthly income sufficient to cover vehicle payment, ordinary living expenses, and all currently outstanding debt, if any.
• Payment to applicant’s gross income from primary job cannot exceed 15%.
• Total monthly debt to monthly income ratio of 50% or less. Total monthly debt includes, if applicable: monthly vehicle payment, monthly rent or mortgage payments, other monthly payment obligations (installment loans, revolving loans, alimony or support payment, etc).
• Subject to additional HMF credit guidelines.
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